The MoneyTwo Ways To Pay For It, And What Each Really Costs
The total is similar either way. What differs is certainty, speed, and whether you can keep your day job while you do it.
Route A — The $89,000 Zero-To-Airline Program
One price, one schedule, every certificate from first lesson through flight instructor. You know the number on day one and it does not move. This suits people who have decided, who can train full time, and who want the shortest calendar.
| Item | Figure |
|---|
| Program price | $89,000 |
| Covers | PPL through CFI |
| Typical duration | 18–24 months |
| Financing | Stratus Financial or in-house |
Route B — One Certificate At A Time
Buy one rating, finish it, then decide about the next. It takes longer, but you can stop after any stage having lost nothing but the price of that stage, and every stage price is a fixed number you can see before you start. For someone still holding down a job, this is usually the right answer.
| Stage | Cost |
|---|
| Private Pilot, Standard program | $10,900 |
| Private Pilot, Comprehensive program | $15,900 |
| Private Pilot, Premium (Cirrus SR22 Turbo) | $22,500 |
| Instrument Rating | $11,700 |
| Multi-engine add-on | $5,100 |
| Commercial and instructor stages | covered by the $89,000 program |
| Aircraft time for enrolled students | $179 / hour, wet, single-engine |
What The Income Actually Does
This is the table that matters and the one you will not find on a course brochure. Assume you currently earn $120,000 and stop working to train full time. Here is roughly what the next five years look like on the way through.
| Phase | Income |
|---|
| Years 1–2, training | little to no flying income |
| Years 2–3, instructing | $50,000–$80,000 |
| Year 4, first-year regional | $80,000–$100,000 |
| Years 5–7, regional captain | $115,000–$150,000 |
| Break-even against $120K | typically year 5–6 |
Income figures are industry-wide data from published pay scales and third-party reporting. They are not our figures, they are not a promise, and LA Flight School does not employ airline pilots or place graduates into airline jobs.